Privacy Policy

Effective Date: February 21, 2025

1. Introduction

Welcome to NookApp (“we,” “our,” or “us”). We are committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application (“App”). Please read this policy carefully to understand our views and practices regarding your personal data.

2. Information We Collect

We may collect and process the following data about you:

• Personal Identification Information: Such as your name, email address, and phone number.

• Device Information: Including device type, operating system, and unique device identifiers.

• Usage Data: Details about your use of the App, including traffic data, location data, and other communication data.

• Financial Information: Information related to your financial transactions conducted through the App.

3. How We Collect Information

We collect information in the following ways:

• Directly from You: When you provide information to us by filling in forms in the App or by corresponding with us.

• Automatically: As you navigate through the App, certain information may be collected automatically, such as usage details and device information.

• From Third Parties: We may receive information about you from third parties, such as financial institutions and service providers, to facilitate transactions and services.

4. Use of Your Information

We use the information we collect to:

• Provide, operate, and maintain our App.

• Improve, personalize, and expand our App.

• Understand and analyze how you use our App.

• Develop new products, services, features, and functionality.

• Process your transactions and manage your accounts.

• Communicate with you, either directly or through one of our partners, including for customer service, to provide you with updates and other information relating to the App, and for marketing and promotional purposes.

• Send you text messages and push notifications.

• Find and prevent fraud.

• Comply with legal obligations.

5. Sharing Your Information

We may share your information with:

• Service Providers: Third-party companies and individuals that facilitate our App, provide services on our behalf, perform App-related services, or assist us in analyzing how our App is used.

• Affiliates: We may share your information with our affiliates, in which case we will require them to honor this Privacy Policy.

• Business Partners: We may share your information with our business partners to offer you certain products, services, or promotions.

• Legal Authorities: We may disclose your information if required to do so by law or in response to valid requests by public authorities.

6. Data Security

We implement appropriate technical and organizational measures to protect your personal data against accidental or unlawful destruction, loss, alteration, unauthorized disclosure, or access. However, please be aware that no method of transmission over the internet or method of electronic storage is 100% secure, and we cannot guarantee absolute security.

7. Data Retention

We will retain your personal data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your information to the extent necessary to comply with our legal obligations, resolve disputes, and enforce our policies.

8. Your Data Protection Rights

Depending on your jurisdiction, you may have the following rights regarding your personal data:

• The Right to Access: You have the right to request copies of your personal data.

• The Right to Rectification: You have the right to request that we correct any information you believe is inaccurate or complete information you believe