Nook App Inc Terms and Conditions
Nook App Inc Terms and Conditions
Terms and Conditions
Last Updated: February 24, 2025
1. Introduction
Welcome to Nook (“we,” “us,” or “our”). By accessing or using our services, including our website nookapp.xyz and associated applications (collectively, the “Services”), you agree to comply with and be bound by these Terms and Conditions (“Terms”). If you do not agree to these Terms, please refrain from using our Services.
2. Eligibility
To use our Services, you must be at least 18 years old and capable of entering into a legally binding agreement. By using our Services, you represent and warrant that you meet these eligibility requirements.
3. Services Overview
Nook provides a platform that connects users with crypto lending protocols, enabling them to earn interest by lending their funds. Our Services include:
• High-Yield Savings: Utilizing crypto lending protocols to offer interest rates significantly higher than traditional bank accounts.
• Transparency: Allowing users to track their funds on the blockchain, ensuring full visibility.
• Control: Providing users with the ability to deposit or withdraw funds at any time without lockups or hold periods.
4. Account Registration
To access certain features of our Services, you may need to create an account. When registering, you agree to:
• Provide accurate and complete information.
• Maintain and promptly update your information.
• Keep your login credentials confidential.
• Notify us immediately of any unauthorized use of your account.
You are responsible for all activities that occur under your account.
5. Use of Services
By using our Services, you agree to:
• Use the Services only for lawful purposes.
• Not engage in any activity that could harm or disrupt the Services.
• Comply with all applicable laws and regulations.
6. Financial Transactions
All financial transactions facilitated through our Services are subject to the following terms:
• Deposits and Withdrawals: You may deposit funds into your account and withdraw them at any time, subject to our operational procedures.
• Interest Earnings: Interest rates are variable and depend on the borrowing markets. While we strive to provide competitive rates, we do not guarantee any specific return on your funds.
• Risks: Engaging in crypto lending involves risks, including potential loss of principal. Funds are not insured by the Federal Deposit Insurance Corporation (FDIC) or any other governmental agency. You acknowledge and accept these risks by using our Services.
7. Third-Party Services
Our Services may integrate with third-party platforms, such as:
• Moonwell: A crypto lending protocol that manages the lending and borrowing of funds.
• Coinbase: A payment partner facilitating the transfer of funds between your bank account and your Nook account.
Your use of these third-party services is subject to their respective terms and conditions. We are not responsible for the actions or omissions of these third parties.
8. Security
We implement robust security measures to protect your information. However, we cannot guarantee absolute security. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.
9. Privacy
Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your information. By using our Services, you consent to the practices described in our Privacy Policy.
10. Intellectual Property
All content, features, and functionality available through our Services, including but not limited to text, graphics, logos, and software, are the property of Nook or its licensors and are protected by intellectual property laws. You agree not to reproduce, distribute, or create derivative works from any content without our express written permission.
11. Termination
We reserve the right to suspend or terminate your access to our Services at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.
12. Disclaimers and Limitation of Liability
Our Services are provided on an “as-is” and “as-available” basis. We make no warranties, express or implied, regarding the Services, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.
To the fullest extent permitted by law, Nook shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:
• Your use or inability to use the Services.
• Any unauthorized access to or use of our servers and/or any personal information stored therein.
• Any interruption or cessation of transmission to or from the Services.
• Any bugs, viruses, trojan horses, or the like that may be transmitted to or through our Services by any third party.
• Any errors or omissions in any content or for any loss or damage incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available through the Services.
13. Indemnification
You agree to indemnify, defend, and hold harmless Nook, its affiliates, officers, directors, employees, agents, and licensors from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys’ fees, arising out of or in any way connected with your access to or use of the Services, your violation of these Terms, or your infringement of any intellectual property or other rights of any third party.
14. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Nook operates, without regard to its conflict of law principles.
15. Changes to Terms
We may update these Terms from time to time. We will notify you of any changes by posting the new Terms on our website. You are advised to review these Terms periodically for any changes. Your continued use of the Services after the posting of changes constitutes your acceptance of such changes.
16. Contact Us
If you have any questions about these Terms, please contact us at support@nookapp.xyz.
Terms and Conditions
Last Updated: February 24, 2025
1. Introduction
Welcome to Nook (“we,” “us,” or “our”). By accessing or using our services, including our website nookapp.xyz and associated applications (collectively, the “Services”), you agree to comply with and be bound by these Terms and Conditions (“Terms”). If you do not agree to these Terms, please refrain from using our Services.
2. Eligibility
To use our Services, you must be at least 18 years old and capable of entering into a legally binding agreement. By using our Services, you represent and warrant that you meet these eligibility requirements.
3. Services Overview
Nook provides a platform that connects users with crypto lending protocols, enabling them to earn interest by lending their funds. Our Services include:
• High-Yield Savings: Utilizing crypto lending protocols to offer interest rates significantly higher than traditional bank accounts.
• Transparency: Allowing users to track their funds on the blockchain, ensuring full visibility.
• Control: Providing users with the ability to deposit or withdraw funds at any time without lockups or hold periods.
4. Account Registration
To access certain features of our Services, you may need to create an account. When registering, you agree to:
• Provide accurate and complete information.
• Maintain and promptly update your information.
• Keep your login credentials confidential.
• Notify us immediately of any unauthorized use of your account.
You are responsible for all activities that occur under your account.
5. Use of Services
By using our Services, you agree to:
• Use the Services only for lawful purposes.
• Not engage in any activity that could harm or disrupt the Services.
• Comply with all applicable laws and regulations.
6. Financial Transactions
All financial transactions facilitated through our Services are subject to the following terms:
• Deposits and Withdrawals: You may deposit funds into your account and withdraw them at any time, subject to our operational procedures.
• Interest Earnings: Interest rates are variable and depend on the borrowing markets. While we strive to provide competitive rates, we do not guarantee any specific return on your funds.
• Risks: Engaging in crypto lending involves risks, including potential loss of principal. Funds are not insured by the Federal Deposit Insurance Corporation (FDIC) or any other governmental agency. You acknowledge and accept these risks by using our Services.
7. Third-Party Services
Our Services may integrate with third-party platforms, such as:
• Moonwell: A crypto lending protocol that manages the lending and borrowing of funds.
• Coinbase: A payment partner facilitating the transfer of funds between your bank account and your Nook account.
Your use of these third-party services is subject to their respective terms and conditions. We are not responsible for the actions or omissions of these third parties.
8. Security
We implement robust security measures to protect your information. However, we cannot guarantee absolute security. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.
9. Privacy
Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your information. By using our Services, you consent to the practices described in our Privacy Policy.
10. Intellectual Property
All content, features, and functionality available through our Services, including but not limited to text, graphics, logos, and software, are the property of Nook or its licensors and are protected by intellectual property laws. You agree not to reproduce, distribute, or create derivative works from any content without our express written permission.
11. Termination
We reserve the right to suspend or terminate your access to our Services at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.
12. Disclaimers and Limitation of Liability
Our Services are provided on an “as-is” and “as-available” basis. We make no warranties, express or implied, regarding the Services, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.
To the fullest extent permitted by law, Nook shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:
• Your use or inability to use the Services.
• Any unauthorized access to or use of our servers and/or any personal information stored therein.
• Any interruption or cessation of transmission to or from the Services.
• Any bugs, viruses, trojan horses, or the like that may be transmitted to or through our Services by any third party.
• Any errors or omissions in any content or for any loss or damage incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available through the Services.
13. Indemnification
You agree to indemnify, defend, and hold harmless Nook, its affiliates, officers, directors, employees, agents, and licensors from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys’ fees, arising out of or in any way connected with your access to or use of the Services, your violation of these Terms, or your infringement of any intellectual property or other rights of any third party.
14. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Nook operates, without regard to its conflict of law principles.
15. Changes to Terms
We may update these Terms from time to time. We will notify you of any changes by posting the new Terms on our website. You are advised to review these Terms periodically for any changes. Your continued use of the Services after the posting of changes constitutes your acceptance of such changes.
16. Contact Us
If you have any questions about these Terms, please contact us at support@nookapp.xyz.
